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Why Your Insurance Company May Require Fire Escape Upgrades

Why Your Insurance Company May Require Fire Escape Upgrades


If you own an older home or multi-unit property, don’t be surprised if your insurance provider brings up your fire escape during policy renewal. More and more insurers are requiring inspections—and in many cases, upgrades—before they’ll agree to continue coverage.


Why?

Fire escapes are critical life safety features, but they’re often neglected for years. Rust, loose bolts, deteriorating welds, or outdated designs can make them unsafe or non-compliant with modern building codes. That’s a major liability for both homeowners and insurers.


What Insurers Want to See:


  • A certified inspection showing the fire escape is structurally sound

  • Repairs or reinforcements if deterioration is found

  • Upgrades to meet current code requirements

  • Professional documentation of all work done



Being proactive can help you avoid policy delays, higher premiums, or even a dropped policy.


Need an inspection or repair?

Atlantic Ironwork Restoration specializes in code-compliant fire escape upgrades. Let us help you protect your home—and your insurance coverage.


📞 C: 617-413-6397 | O: 917-310-9818

 
 
 

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